Shops & Offices

We are here to bring you piece of mind when it comes to protecting your business and provide a tailor-made policy that meets your insurance requirements.

Below are just some of the standard covers our insurers offer:

– Property Damage – This section covers damage to the physical or material assets of the business against an insured event. This will include the building, contents and fixtures and fittings etc.

– Public Liability – Public Liability Insurance covers the legal and compensation costs you are required to pay if a member of the public makes a claim against your business should they accidentally injure themselves or you cause damage to their property. All of our policies offer £2,000,000 Liability cover as standard with the option to increase that figure to £5,000,000.

– Products Liability – This is to protect your business from claims for legal and compensation costs resulting from injury to people or damage to their property caused by products you manufacture, sell or repair.

– Employers Liability – It is a legal requirement for you to hold this insurance if you have employees, this includes apprentices and trainees. Employers’ liability covers you in the event of injury, illness or death to your employees arising from their employment. All of our insurers offer a minimum of £10,000,000 Cover.